Money Girl - Expert Tips to Know If You Should Buy Now Pay Later (BNPL)

Ever wonder if you should use a buy now pay later (BNPL) offer or how they actually work? Laura interviews Bill Walsh, Chief Customer Officer with Sunbit about the growing BNPL industry and tips for using modern financing options wisely. 

Here are a few topics Bill and I cover on this week's show:

  • The two primary types of BNPL offers you can use.
  • How a BNPL purchase compares to using a credit card.
  • Sunbit’s survey results that reveal the effect of inflation on essential purchases.
  • Types of purchases you should and shouldn't make using any BNPL offer.
  • What to consider before choosing the best financing option.
  • How using a BNPL option affects your credit health.
  • Where you can find local merchants that offer BNPL for necessary purchases, such as auto repair, dental work, eye care, and veterinary services.

Money Girl is hosted by Laura Adams. Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.

Money Girl is a part of Quick and Dirty Tips.

Links: 
https://www.quickanddirtytips.com/
https://www.quickanddirtytips.com/money-girl-newsletter
https://www.facebook.com/MoneyGirlQDT
https://twitter.com/LauraAdams
https://lauradadams.com/ 

What Next | Daily News and Analysis - The Real Risks of Monkeypox

Doctors feel confident they can deal with the ongoing monkeypox outbreak. But, once again, our public health agencies have been stumbling to get a hold of this virus before it spreads widely.


Guests: Matt Ford and Shannon Palus, Slate senior editor.


If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get benefits like zero ads on any Slate podcast, bonus episodes of shows like Slow Burn and Dear Prudence—and you’ll be supporting the work we do here on What Next. Sign up now at slate.com/whatnextplus to help support our work.

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In the Bubble with Andy Slavitt - BA.5 and Our Disappearing Immunity (with Bill Hanage)

Reinfections across the country are being driven by an explosion in cases of BA.5, the latest variant of COVID-19. Andy asks Harvard epidemiologist Bill Hanage whether our vaccines and immune systems have a fighting chance, if infections are more severe than other Omicron offshoots, and what we need to do to safely get through the summer and fall. Will those who have managed to avoid the virus for years finally succumb to this wave? Find out.

Keep up with Andy on Twitter @ASlavitt.

Follow Bill Hanage on Twitter @BillHanage.

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Stay up to date with us on Twitter, Facebook, and Instagram at @LemonadaMedia. 

For additional resources, information, and a transcript of the episode, visit lemonadamedia.com/show/inthebubble.

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Short Wave - Real Life ‘Goonies’? A Mysterious Shipwreck Found Off the Oregon Coast

For centuries, mysterious blocks of beeswax and Chinese porcelain have washed up on the Oregon coast, leading to legends of pirates, treasure, and a sunken Spanish galleon. It became known as the Beeswax Wreck, and it inspired centuries of treasure hunters—and maybe even Steven Spielberg, as he created The Goonies. Now, researchers have found nearly 330-year-old timbers from the ship in a hard-to-access cave. This is the story of how a team of volunteer archeologists are working to solve one of the most enduring mysteries of the Pacific Northwest, using old-school detective skills and one well-timed natural disaster.

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NPR's Book of the Day - In ‘Poet Warrior’, Joy Harjo uses poetry to deal with pain and heal

In celebration of the new U.S. poet laureate this year, Ada Limón, today's episode revisits another poet laureate's conversation with Michel Martin about how poetry has been used to deal with pain and healing. Joy Harjo, who has been the U.S. poet laureate since 2019 says she has always been drawn to healing ever since she was little. She even studied pre-med in college. But it wasn't until Harjo heard Native poets that she realized "this is a powerful tool of understanding and affirmation." She shares her poetry and story in the book, Poet Warrior.

It Could Happen Here - The History of Bread Riot, Part 2

In part 2 we look at the a new kind of bread riot that continues to this day: the IMF riots, and then take a look at the two latest uprisings in Sri Lanka and Ecuador.

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Amarica's Constitution - The Long and The Short of Bruen

We continue our look at the big cases that rocked the end of the Supreme Court term.  Turning to the Bruen gun case, we see a long opinion and two short concurrences.  An ambitious, contentious opinion by Justice Thomas riled many, especially in the wake of the continuing plague of shootings around America.  We draw particular attention, however, to concurrences that may be the real news here.  And if this case indeed has great impact, is it in its short-term policy implications, or its long-term constitutional lessons - or somewhere else?  The case turns out, in Professor Amar’s “Princess Bride” view, to perhaps not mean what you think it means.

Hayek Program Podcast - Liberalism for All — The Political Economy of Equality

On this episode of the Hayek Program Podcast, we continue a special summer series of the podcast on Liberalism for All, hosted by Jayme Lemke as she explores the underpinnings and outworkings of a free and open society. Driving the discussion is a set of core questions, including:

  • What does it mean to be liberal in the 21st century?
  • What is the relationship between liberalism and equality?
  • Is the pursuit of equality a threat or opportunity for the liberal project?

Joining Lemke for this episode is John Meadowcroft, a Reader in Public Policy at King's College London, as they discuss James Buchanan's work on a political economy of equals. Meadowcroft lays out his analysis of "consensual politics" and explains why true moral equality means that "everyone counts for one." He also explains why Buchanan believed the constitutional mentality begins with moral equality and examines Buchanan's proposal for unanimous consent in politics. As they conclude their discussion, Lemke and Meadowcroft consider those disadvantaged by the status quo and discuss what can be done to forward the vision of a society of freely relating moral equals.

If you like the show, be sure to leave a 5-star review for us on Apple Podcasts and tell others about the show! We're available on Apple Podcasts, Spotify, Amazon Music, and wherever else you get your podcasts.

Learn more about Meadowcroft's work.

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60 Songs That Explain the '90s - “Closer”—Nine Inch Nails

Rob reminisces about the first time he heard “Closer” by Nine Inch Nails, the state of industrial rock during that time, and his deep love for Trent Reznor.

Host: Rob Harvilla

Guests: William Hutson and Jonathan Snipes from .clipping

Producers: Justin Sayles and Devon Renaldo

Associate Producer: Jonathan Kermah

Additional Production: Kai Grady

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CoinDesk Podcast Network - THE HASH: Three Arrows Creditors Get Emergency Hearing and GameStop’s NFT Marketplace Goes Live

The most valuable crypto stories for Tuesday, July 12, 2022.

"The Hash" team discusses the latest court order regarding Three Arrows Capital, GameStop's NFT marketplace and more.

This episode was edited by Michele Musso and our executive producer is Jared Schwartz. Our theme song is “Neon Beach.”

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