Money Girl - 563 – How to Save Money Using a Balance Transfer Credit Card

Not sure if a balance transfer credit card offer is right for you? Laura explains what a transfer card is, the pros and cons, and when it can help you save money. You’ll learn smart tips to cut your interest expense and get out of debt faster. Read the transcript at https://www.quickanddirtytips.com/money-finance/loans/how-to-save-money-using-a-balance-transfer-credit-card Check out all the Quick and Dirty Tips shows: www.quickanddirtytips.com/podcasts FOLLOW MONEY GIRL Facebook: https://www.facebook.com/MoneyGirlQDT Twitter: https://twitter.com/LauraAdams

CoinDesk Podcast Network - Diplomas and Decentralization


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Undiscovered - Plants And Prejudice

Are non-native species all that bad, or are we just prejudiced against “the Other”? In the San Francisco Bay Area, one particular foreign species has been dividing environmentalists for years: the blue gum eucalyptus. Eucalyptus opponents say it’s a serious fire hazard. Defenders say there’s no good evidence it’s worse than native plants. Which is it? And is the fight against non-native species grounded in science or xenophobia? In this episode of Undiscovered, Annie and Elah investigate.

The NewsWorthy - USMCA, Net Neutrality & Netflix Interactive – Tuesday, October 2nd, 2018

The news to know for Tuesday, October 2nd, 2018!

Today, we're talking about the new NAFTA deal's name, a net neutrality lawsuit and the new plan from Netflix to let you choose the endings. 

Those stories and many more in less than 10 minutes.

Award-winning broadcast journalist and former TV news reporter Erica Mandy breaks it all down for you. 

Head to www.theNewsWorthy.com to read more about any of the stories mentioned (click 'Episodes' to find today's date).

Opening Arguments - OA214: Free Speech, NAFTA & Trump’s Trans Ban

Today's Kavanaugh-free episode is a classic, three-story, Deep Dive Tuesday into (1) a recent free speech case involving protesters at a Trump rally; (2) the status of Trump's efforts to ban trans service personnel from the military; and (3) whether Trump can unilaterally abrogate NAFTA.  Strap in -- it's going to be a long ride!

We begin with an examination of Nwanguma v. Trump at both the district court level and the recent decision from the 6th Circuit.  Should protesters be allowed to sue Trump and his campaign staff for incitement to riot?  Listen and find out!

After that, we examine the status of Trump's latest (Mar. 23, 2018) order on trans personnel in the military.  Is there... good news out of the Ninth Circuit??!?

Then, we check out the history of presidential withdrawals from treaty obligations, a case involving a former Presidential candidate (Barry Goldwater) versus a sitting President (Jimmy Carter), and Donald Trump's constant claims that he can abrogate the North American Free Trade Agreement.  Is any of this true?  The answer almost certainly will surprise you!

Finally, we end with Thomas Takes the Bar Exam Question #95 regarding the Congressional delegation of rule-making authority to the Forest Service.   Remember to follow our Twitter feed (@Openargs) and like our Facebook Page so that you too can play along with #TTTBE!

Recent Appearances

Thomas will be at QED in Manchester, UK on Oct. 13 and 14.

Show Notes & Links

  1. If you want to check out our Kavanaugh patron-only special, sign up here and then click here for the bonus download!
  2. You can read the Nwanguma v Trump district court decision as well as the decision by the 6th Circuit.
  3. Click here to read Trump's latest (Mar. 23, 2018) order on trans personnel in the military, and here is you want to check out the Ninth Circuit's stay order.
  4. On NAFTA:  you can read the NAFTA treaty itself (including Art. 2205), the NAFTA Implementation Act, and you'll definitely enjoy perusing Goldwater v. Carter, 444 U.S. 996 (1979).

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And email us at openarguments@gmail.com

The Gist - College-Aged Coddling

On The Gist, guest host John McWhorter considers campus safe spaces. 

In the past few years, college campuses have been shifting away from havens for free speech to safe spaces that bar divisive speakers from campus. But is this the right move, or are we damaging the growth of college students by creating these spaces rather than offering intellectual challenges. Greg Lukianoff and Jonathan Haidt explore this in their new book The Coddling of the American Mind. Lukianoff joins us on the Gist to discuss. 

In the Spiel, are the new models of protest a useful continuation of the civil rights movement?

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Social Science Bites - Andrew Leigh on Randomistas

Andrew Leigh would take a daily a multivitamin, he says, until he learned that a randomized controlled trial, or RCT, found no increase in lifespan linked to taking them. So he stopped. Leigh isn’t a nutritionist, he’s an economist. But more to the point, Leigh is also an unrepentant ‘randomista,’ which is what he calls researchers who use RCT’s to tackle thorny issues of public concern. (Leigh is also a politician, 2010 sitting since as the member of Australia’s Parliament for the Division of Fenner, a Canberra suburb.)

The word ‘randomista,’ Leigh tells interviewer David Edmonds in this Social Science Bites podcasts, was coined by Nobel laureate Angus Deaton (also a Bites alumnus)  “as “a term almost of abuse – but I’ve turned it into a compliment!” (It’s also the title of his new book, Randomistas: How Radical Researchers Are Changing Our World.)

“Deaton had noticed that there were randomized trials proliferating across development economics,” Leigh explains, “and felt that in some areas they were becoming almost theory-free. I think it’s perhaps a reasonable criticism in some parts of development economics, but certainly for most questions, I think we’re doing too few randomized trials instead of too many.”

For Leigh, the proper definition of a randomista is “someone who believes we can find answers to important questions by tossing a coin and putting people into a treatment and control group, comparing the outcome, and then using the randomization to get a true causal effect.”

Randomized controlled trials have been used for years in drug testing, but are increasingly being used in business, crime prevention, education and social science. The origin of RCTs is a matter of some dispute, but Leigh uses the scurvy trials of James Lind, whose apples-to-apples comparison of various anti-scorbutic therapies in vogue in the 18th century allowed the Royal Navy to beat its most deadly enemy – yes Bonaparte, but in reality scurvy itself.

These days, RCTs are used as much to kill bad policies as they are to save lives. Leigh offers a litany of popular social programs that actual research demonstrated had the opposite effect of what they intended. For example, trials showed the Scared Straight program not only didn’t keep nonserious juvenile offenders from committing more serious crimes, it may have increased the odds they would. Other RCTs showed that while microcredit has some benefits, it doesn’t seem to improve household income, keep kids in school or improve women’s lot in life.

“Randomized trials are where scientific literacy meets modesty,” Leigh quips.

There are, of course, success stories, too, and Leigh cites drug courts and restorative justice as two public safety wins endorsed by RCTs. Leigh even used an RCT himself in naming his book, buying ads with various titles on Google to fine which resonated most. Total cost? About $50 and an hour of effort.

“I am aware that I look a little bit like a man with a hammer ranging around hoping to find nails. If you want to know about the impact of denuclearization on the Korean peninsula, a randomized trial is probably not your best way of working it out. But there are surprising areas in which you can figure things out.”

Before Leigh ran for Parliament Leigh was a professor at the Australian National University. He is a graduate of the University of Sydney and a fellow of the Australian Academy of Social Sciences. His books include Disconnected (2010), Battlers and Billionaires (2013), The Economics of Just About Everything (2014), The Luck of Politics (2015), and Choosing Openness: Why Global Engagement is Best for Australia (2017).