Money Girl - Investing by Lump Sum versus Dollar Cost Averaging (DCA)

Laura answers a listener’s question about investing a lump sum or using a  dollar-cost averaging (DCA) strategy. Find out what DCA is and its pros and cons.

Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.

Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.

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Money Girl is a part of Quick and Dirty Tips.

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The Best One Yet - 👁️ “I’m recording you” — Limitless’ AI spy device. GE’s theater camp for VPs. Ghost Kitchens’ disappearance.

Vote for TBOY to win “Best Business Podcast” at the Webby Awards.

https://vote.webbyawards.com/PublicVoting#/2024/podcasts/shows/business


Limitless (backed by Andreessen Horowitz) just launched a $99 AI pin that records your conversations and transcribes them into notes for you — So we’re looking at a world where everything you say, do, and hear is recorded… and how to prepare.

Ghost Kitchens were supposed to be the future of food, but now they’re disappearing (like ghosts) — This looks like a classic case of “The Segway Effect.”

And General Electric just sold its famous Management Academy, a 60-acre corporate retreat campus — It means the Jack Welch School of Business is officially closed.

Plus, Heinz just launched a new product: Ketchup Insurance — It’s time to ensure that your cute white top is insured.


$GE $DENN $GOOG


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Motley Fool Money - Big Banks and Big Screens

Dealmaking is back, and the banks are loving it.


(00:21) Asit Sharma and Ricky Mulvey discuss:

- Why Bank of America’s $1.5 billion in net charge-offs can be forgiven by investors.

- A long comeback for wealth management at Merrill Lynch.

- IMAX’s cash flow story and the future of movie theaters.


Plus, (16:33) Alison Southwick and Robert Brokamp answer listener questions about tracking investments, leveraged shares, and life insurance.


Stocks/tickers mentioned: BAC, MS, IMAX, AMZU, NVDU, SOXL


Host: Ricky Mulvey

Guests: Asit Sharma, Robert Brokamp, Alison Southwick

Producer: Mary Long

Engineers: Dan Boyd, Rick Engdahl


Got a question for the show? Email us at podcasts@fool.com.


Podcast episode of “The Town” with IMAX CEO Rich Gelfond: https://www.theringer.com/2024/4/11/24126970/hollywood-imax-dependency-movie-theater-sales

Public.com disclosure: A High-Yield Cash Account is a secondary brokerage account with Public Investing, member FINRA/SIPC. Funds from this account are automatically deposited into partner banks where they earn a variable interest and are eligible for FDIC insurance. Neither Public Investing nor any of its affiliates is a bank. US only. Learn more at public.com/disclosures/high-yield-account

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The Best One Yet - 🥸 “Rice & beans forever” — Dave Ramsey’s financial advice. Scrabble’s new game. BMW’s electric surprise.

✅ Vote for TBOY to win the “Best Business Podcast” Webby Award: https://vote.webbyawards.com/PublicVoting#/2024/podcasts/shows/business

Dave Ramsey has created a $200M fortune by giving out financial advice on the radio, but now he’s facing a backlash — So we’ll share our #1 rule for personal finance.

Scrabble just unveiled “Scrabble Together”, which is less competitive, more for fun — Purists were furious, but this reminds us of Coca-Cola’s new sodas and the backlash they received (or didn’t). 

And the surprise car brand that’s catching up to Tesla? BMW — Beamers are doing one thing on the assembly line that no other car company is, and its electric cars are thriving.

Plus, the #1 new office accessory is the couch — But have we hit peak office comfort couch?


The Saturday Newsletter:

https://news.tboypod.com/p/best-newsletter-yet-da5e 



$HAS $SPY $BMWYY $TSLA


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Motley Fool Money - The Treat Yourself Economy Rolls On

Retail numbers tell the story of a strong consumer.


(00:21) Bill Barker and Deidre Woollard discuss:

- Retail sales numbers and what people are and aren’t buying.

- What drives good numbers for Goldman Sachs.

- Charles Schwab’s bounce-back quarter.


(14:24) David Meier interviews Fluence Energy CEO Julian Nebreda on opportunities in the energy storage industry.


Companies discussed: FLNC, SCHW, GS, HD, LOW, DNUT, PLAY


Host: Deidre Woollard

Guests: Julian Nebreda, David Meier, Bill Barker

Producer: Ricky Mulvey

Engineers: Dan Boyd, Rick Engdahl

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The Best One Yet - 👟 “Fallbirds $1 stock” — Allbirds’ DTC downfall. Lunchables lead crisis. JP Morgan’s credit card signal.

✅ Vote for TBOY to win the “Best Business Podcast” Webby Award: https://vote.webbyawards.com/PublicVoting#/2024/podcasts/shows/business

Allbirds just got Wall Street’s worst warning: “Get your stock price above $1 or get delisted from Nasdaq” — So we’re looking at the great de-horning of our generation’s favorite unicorns.

JPMorgan’s earnings report is our window into your wallet — And that signal shows why 2024 will have higher interest rates, for a longer time than we hoped.

And Lunchables, the $2B lunch brand, is on the federally-subsidized public school lunch menu — But Consumer Reports says it should be off the menu, so we remind Lunchables of the “The 3 A’s of Crisis Management.”

Plus, a dog toy company just launched an airline dogs and their pawrents called “Bark Air” — $6K for NYC-to-LA? Bark twice if you’ve got a better name for this doggy airline carrier.


$KHC $JPM $BIRD


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Motley Fool Money - Braze Blazes Ahead

You know the saying: keep your friends close, keep your … customers … closer.  

Bill Magnuson is the Chairman, CEO, and co-founder of Braze, a customer engagement platform that works with some of Business’s biggest names. Fool Analyst Tim Beyers caught up with Magnuson for a conversation about:

  • Braze’s origin story.
  • The power of personalized marketing.
  • The company’s latest results, and its plans to create even more value in the future.


Companies discussed: BRZE


Host:Tim Beyers

Guest: Bill Magnuson

Producer: Mary Long

Engineers: Rick Engdahl, Tim Sparks


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Motley Fool Money - SBF Goes to Jail

Sam Bankman-Fried is heading to prison for 25 years. Bitcoin is nearing an all-time high. What even is crypto anymore?

Zeke Faux is the author of “Number Go Up: Inside Crypto’s Wild Rise and Staggering Fall.” He returns to Motley Fool Money to join Ricky Mulvey for a conversation about:

  • FTX’s inevitable decline.
  • The resurgence of meme coins, and smaller stories in the crypto space.
  • The side effects of creating cryptocurrencies.


Tickers discussed: BTC, META, DOGE, TSCO, GME, AMC, USDT, SLP, WIF


Host: Ricky Mulvey

Guest: Zeke Faux

Producer: Mary Long

Engineer: Rick Engdahl

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Motley Fool Money - Everything at Highs: Tech, Rates, Gold and Cocoa

Conventional theory says stocks, debt, and hedges shouldn’t all be at highs at the same time – what does it mean for investors?


(00:21) Emily Flippen and Matt Argersinger discuss:

- The latest inflation numbers and whether the Fed will actually cut rates in 2024.

- The oddity of stocks, interest rates, and alternative hedges like commodities all being up at the same time.

- Amazon CEO Andy Jassy’s annual letter, and why Amazon, Meta, and Microsoft are all doing what they can to reduce reliance on Nvidia in AI. .


(19:11) Motley Fool Money’s Deidre Woollard talks with Barbara Kellerman – author of Leadership from Bad to Worse: What Happens When Bad Festers – about bad leaders, and bad followers, and lessons we can borrow from Volkswagon’s emissions scandal.


(28:33) Emily and Matt break down two stocks on their radar: Hershey and Coupang.


Stocks discussed: AMZN, META, MSFT, NVDA, CPNG, HSY


Host: Dylan Lewis

Guests: Emily Flippen, Matt Argersinger, Deidre Woollard, Barbara Kellerman

Engineers: Dan Boyd

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The Best One Yet - 🫘 “Decaf is king” — Coffee’s decaf surge. Amazon’s river strategy. Fanatics’ Comic-Con of Sports.

✅ Vote for TBOY to win the “Best Business Podcast” Webby Award: https://vote.webbyawards.com/PublicVoting#/2024/podcasts/shows/business

More Americans than ever are ordering their coffee decaf — Decaffeinated coffee is booming because consumers want drugs without the drugs.

Amazon just said in the annual shareholder letter that the number of Prime Video watchers is 200M as the stock hit an all-time high — Because Amazon’s using “The River Strategy” (unironically).

Fanatics is launching the comic-con of athletics, a “Fanatics Fest” this August in New York City — Tom Brady, Derek Jeter, and Kevin Durant are blending the sports industry with Hollywood.

And office buildings are doing weddings on the weekend.

Subscribe to the best newsletter yet: tboypod.com/newsletter


$AMZN $SBUX $DKNG


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