Category: 3-SometimeTechTalk

Lungisa Matshoba is a Co-founder & Director of the Cape Town-based fintech startup, Yoco, and Shafin Anwarsha is Founder & Head of Product at Giraffe— a Johannesburg-based mobile recruitment startup. The two are well-regarded poster boys for South Africa’s emerging startup scene. Both their firms are currently enjoying a season of relative success as their businesses continue to gain traction and land the backing of venture capitalist interests. Among other things, Lungisa and Shafin chat to Andile Masuku about some of the misconceptions about the realties of Africa’s startup scene that they have encountered when trotting out their businesses in foreign markets, and they get real about two of arguably the most important growth metrics— revenue and profit. They also share some of the mistakes they would avoid if they could start their entrepreneurial journeys afresh.

Geraldine Mitchley is the Senior Director of Strategic Partnerships and Emerging Payments at Visa Sub-Saharan Africa. Andile Masuku caught up with her at Nest.vc's recent #WhatsNext #FinTech event in Johannesburg and asked her to describe Visa's approach to acquiring fintech startups that might be able to deliver the type of innovative solutions they might have difficulty developing in-house.

There are media reports doing the rounds regarding South Africa’s Film and Publication Board (FPB) Chief Operating Officer Sipho Risiba supposedly giving Netflix a two-week ultimatum to comply with its regulatory requirements (whatever those are), or risk facing tough sanctions. Word is, Risiba recently signed a memorandum of understanding with the Kenya Film Commission in a show of support for Kenya's mission to regulate Netflix’s activities within that country. Despite details around this matter being sketchy, critics have already started accusing the FPB of functioning outside of its mandate, and senselessly seeking to regulate the internet. In Andile Masuku's conversation with Justin Spratt over a year ago, Justin alluded to the fact that the proliferation of internet usage in Africa would change the face of traditional broadcasting and media distribution— leaving various stakeholders within those industries scrambling to cope. He certainly called it! In this week’s discussion on the African Tech Round-up, our content editor, Peter Peele, joins Andile to mull over the implications of attempts, or indeed alleged attempts, by government agencies like the FPB to regulate OTT video-on-demand services like Netflix. Music Credits: Music by Kevin MacLeod (incompetech.com) Music licensed under Creative Commons: By Attribution 3.0

Show Notes: https://github.com/PHPUgly/podcast/blob/master/shows/ep3.md Topics mcrypt-viking-funeral Your SQL Schema Is Your JSON API Node Drama Last Week Podcast I listen to PHP Roundtable (@PHPRoundtable) Hosted by Sammy Kaye Powers (@SammyK) That Podcast with Beau and Dave (@thatpodcast) Hosted By (@beausimensen) and (@davedevelopment) Loosely Coupled(@_looselycoupled) Hosted by Jeff Carouth (@jcarouth) and Matt Frost (@shrtwhitebldguy) Voices of the ElePHPant (@elephpant) Hosted by Cal Evans (@elephpant) Full Stack (@fullstackradio) Hosted by Adam Wathan (@adamwathan) Laravel Podcast Laravel News Podcast (@laravelnews) Hosted by Eric L. Barnes (@ericlbarnes) and Jack Fruh (@jackfruh) The Laravel Podcast (@laravelnews)@laravelpodcast) Hosted by Matt Stauffer (@taylorOtwell), Taylor Otwell (@taylorOtwell), and Jeffrey Way (@jeffrey_way) Other PHP Podcast /dev/hell PHP Town Hall The Laracasts Snippet Other Non-PHP Podcast Coder Radio The Bike Shed LINUX Unplugged Podcast Talk Python To Me The Ruby Rogues Giant Robots Smashing into other Giant Robots The Linux Action Show

Dare Okoudjou is the CEO of MFS Africa-- a firm which specialises in “making simple and relevant financial services accessible through mobile phones across Africa”. His international consulting background and current role as overseer of MFS Africa’s business across 22 African countries inform his perspectives on what might be next for the continent’s fintech scene. In this chat with Andile Masuku, Dare factors in on a broad range of topics, including what financial services incumbents might be doing that makes them ripe for disruption, and why he reckons Africa is poised to lead the world in terms of fintech innovation within the next decade.

Sechaba Ngwenya is the co-founder of fintech startup, Creditable, that is currently enjoying the support of VC’s like Nest.vc while “playing nicely” with financial incumbents like DBS Hong Kong to establish the commercial viability to their innovative banking solutions. Sechaba lets Andile Masuku in on what it’s taken to get his company to the relatively peachy phase they are now operating in, and dishes on the tricky business of securing the trust of existing financial institutions that have historically done well at servicing business, but not nearly as well at meeting the needs of individuals.

Last week, the Standard Bank Incubator in Johannesburg played host to Nest.vc’s forum on finance and technology. The gathering formed part Nest’s monthly entrepreneurship speaker series and showcase dubbed #WhatsNext. It is the very first #WhatsNext event that Nest has hosted in Southern Africa— doing so in partnership with Standard Bank South Africa, and with support provided by iAfrikan and the African Tech Round Up. In this week’s discussion, Zimbabwean tech entrepreneur and Business Analyst Team Leader at Digital Planet, Nzwisisa Chidembo joins Andile Masuku to unpack some of the weightier insights shared by the panelists who spoke at #WhatsNext #FinTech— namely, Dare Okoudjou of MFS Africa, Gerry Mitchley of Visa, Sechaba Ngwenya of Creditable and Lungisa Matshoba of Yoco. Africa is seeing the unprecedented adoption of cutting edge financial technologies that some are hoping will accelerate financial inclusion on the continent. Incumbents within the financial services sector are being forced to rethink their business models in order to remain relevant and profitable in a rapidly-changing landscape. Meanwhile, innovative fintech disruptors are keenly carving out niches for themselves, and would only be too happy to render large institutions relics of the past. Only one thing is certain for Africa’s financial industry— the future will happen. The question is, will legacy players gear up for continued domination, or will disruptive upstarts end up hosting the party? Music Credits: Music by Kevin MacLeod (incompetech.com) Music licensed under Creative Commons: By Attribution 3.0

Topics Working remote. Pros and cons. Hygiene and career paths. Cloudflare DDOS issues Making money off of Opensource The hosts Eric Van Johnson @shocm Tom Rideout @realrideout Follow us on Twitter @PHPUgly Email us at Podacast@phpugly.com https://github.com/PHPUgly/podcast/tree/master/shows/ep2.md