The Indicator from Planet Money - The shadowy world of merchant cash advances

During the pandemic, mostly unregulated lenders went after struggling restaurants and music venues, charging at times sky high rates. Now, they’ve found a new market: small businesses that desperately need cash to pay tariffs.

Today on the show, the story of a financial lifeline that can turn into a financial choke hold.

Come see Planet Money live on stage in April! 12 cities. Details and tix here: https://tix.to/pm-book-tour

Related episodes: 
Can I get my tariff money back now? 
Three ways companies are getting around tariffs 

For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter 

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The Indicator from Planet Money - Will Trump’s shipping insurance plan work?

More than a thousand ships are stranded outside the Strait of Hormuz, bobbing in the water. A big reason? Insurance. War insurance premiums have skyrocketed since the war with Iran began. It’s an add-on that covers things regular insurance doesn’t, like missile strikes. And shippers don’t want to foot the bill or put their crews at risk. Cue the traffic jam. 

On today’s show, how a critical trade chokepoint became the parking lot of the sea. And taking stock of President Trump’s plan to offer reinsurance to get these ships sailing again.

Related episodes: 
How the 'shadow fleet' helps Russia skirt sanctions
Will Iran block the Strait of Hormuz? 

For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter 

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The Indicator from Planet Money - No healthcare premiums? In this economy?! Here’s how.

It turns out healthcare in America CAN be cheaper. If your employer wants it to be. Today on the show, we speak with a Canadian-founded startup that has unusually generous benefits for their employees. 

Come see Planet Money live on stage in April! 12 cities. Details and tix here: https://tix.to/pm-book-tour

Related episodes:
Health insurance premiums are going up next year — unless you work at these companies
Health care costs are soaring. Blame insurers, drug companies — and your employer
The hidden costs of healthcare churn

For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter 

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More or Less - US-Israel war with Iran: Do the gulf states have enough interceptor missiles?

On Saturday 28th February, the US and Israel launched a military attack on Iran, targeting the country's missile infrastructure, military sites and leadership.

In response, Iran launched a wave of strikes across the region, including on Israel and the Gulf states.

Iran has a stockpile of ballistic missiles, which it’s firing at neighbouring countries. These countries in turn are using interceptor missiles to try and shoot them down.

But is it clear who will run out of missiles first?

Contributor:

Kelly Grieco, senior fellow at the Stimson Center

Credits:

Presenter: Charlotte McDonald Series producer: Tom Colls Production co-ordinator: Brenda Brown Sound Mix: Tom Brignell Editor: Richard Vadon