RadCasts

P.M. Edition for Oct. 20. The cost of home and auto insurance in the U.S. has risen so dramatically that lawmakers in some states are considering price controls. But, as WSJ reporter Jean Eaglesham tells us, that approach may have downsides. Plus, millions of internet users struggled to use major websites and apps today as an Amazon Web Services outage persisted for hours. And Apple closed at a record high following news of strong iPhone sales. Alex Ossola hosts.

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Amazon's cloud computing service says there are still significant errors for some services, after a widespread outage that disrupted hundreds of websites and apps worldwide. Some applications are back online, and Amazon says it has fixed the underlying problem.

Also in the programme: a group of blind patients in Britain can read again after being fitted with a life-changing implant at the back of the eye; Britain's royals struggle to counter allegations from beyond the grave; and how hard will the Louvre jewel thieves find it to dispose of their ill-gotten gains? (Picture: An aerial view of an Amazon Web Services data centre in Ashburn, Virginia. Credit: REUTERS/Jonathan Ernst)

California entered the union in 1850 as a free state—yet black Californians are about to cash out big on reparations, thanks to Gov. Gavin Newsom.

So, who exactly is owed and for what? And what is Newsom’s angle here, considering his state is already facing massive deficits? Victor Davis Hanson breaks down California’s newly approved reparations agenda on today’s episode of “Victor Davis Hanson: In a Few Words.”

“ The black population of California is about 5.4% of the 41 million people. Who are going to be paying the reparations? The so-called white oppressor, victimizer class is only 42%. It is a minority. 

“ Who is black in a multiracial, intermarried culture? Are we going to go back to the Elizabeth Warren rule? Do we need DNA badges? Are we gonna use the old Confederate measure of one-sixteenth? 16% to 17% of the California population identify as multiracial. How do we know who is white, who is Hispanic, who is black? It's very hard to adjudicate that.”

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👉He’s also the host of “The Victor Davis Hanson Show,” available wherever you prefer to watch or listen. Links to the show and exclusive content are available on his website: https://victorhanson.com 

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As a shaky ceasefire between Israel and Hamas seems to hold and Gaza starts to emerge from war, the immense challenges facing the territory in its eventual recovery are becoming clear. Around ninety percent of buildings damaged or destroyed, there are no funds for reconstruction and unexploded bombs are buried beneath debris. We hear from the U.N. program that has a team on the ground working to clear rubble and rebuild infrastructure about the challenges that lie ahead.

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Steve Happ was packing to leave Tennessee for an evangelical mission to Uganda in 2023 when Bank of America told him it was canceling his church’s bank account and his credit cards. Happ soon became the symbol of a conservative complaint: Financial institutions are allegedly ’debanking’ people because of their religious or political views. WSJ’s Alexander Saeedy on President Trump’s fight with the banks over debanking. Ryan Knutson hosts.

Further Listening:

-How a New 'Anti-Woke' Bank Stumbled

-Outcry at Bank of America Over Dangerous Workloads

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An investor said they lost $3M of XRP from a cold wallet.

A long-time XRP investor claimed to have lost $3 million worth of tokens from cold wallet maker Ellipal’s mobile app. Will they be able to recover the funds and can cold wallets still be trusted? CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily."

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Bridge simplifies global money movement. As the leading stablecoin issuance and orchestration platform, Bridge abstracts away blockchain complexity so businesses can seamlessly move between fiat and stablecoins. From payroll providers and remittance companies to neobanks and treasury teams, Bridge powers payments, savings, and stablecoin issuance for thousands – like Shopify, Metamask, Remitly, and more.

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OwlTing (Nasdaq: OWLS) is building invisible rails for global payments. With OwlPay, businesses and users can bridge fiat and stablecoins, send money instantly across borders, and access stablecoin checkout at lower costs. Licensed worldwide, OwlTing delivers secure, compliant, and regulated infrastructure for the digital economy. Learn more at ⁠⁠owlting.com⁠⁠.

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This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.